As a participant in the National Floodplain Insurance Program (NFIP), Cary has adopted flood damage prevention ordinances (LDO section 14.7) intended to reduce the risk of flood damage to insurable structures and help ensure the safety of our citizens. These ordinances prohibit development in designated floodplain areas to protect citizens, reduce property damage from flooding, and allow a stream, channel, and waterway’s floodplains to function naturally without obstructions.

If your home or business is mapped within the Flood Hazard Area as delineated on the published Federal Insurance Rate Maps (FIRM), your mortgage company may require that you purchase flood insurance. Federally backed flood insurance is available for all properties in Cary regardless of whether they are inside or outside the Federal Emergency Management Agency (FEMA) designated floodplain.

Upon request, Cary staff will find and read the Flood Insurance Rate Map for your property to help determine whether or not your property is in a FEMA-mapped or other locally regulated floodplain, what the Base Flood Elevation is, and other relevant information. Please send these requests via Cary's 311 system.

What has the Town done to address flooding?

Commonly Used Terms

More on Flood Hazard Mapping

See FEMA's flood mapping information categorized for homeowners, insurers, lenders, and surveyors. Learn how to read flood insurance rate maps, how to challenge a lender's determination that your property is in a flood zone, and more.

Contact

 311 within Town of Cary limits

(919) 469-4000 outside Cary limits